Money & Exchange

1. Банкомат кайда

   Bankomat kayda

   Where is the ATM?

   Usage

   Used when looking for an ATM to get cash

   Grammar Note

   Kyrgyzstan's currency is the "som". The same word is used in several Central Asian countries

2. Валюта алмаштыруу кайда

   Valyuta almashtyruu kayda

   Where is the currency exchange?

   Usage

   Used when looking for a currency exchange office

   Grammar Note

   "Almashtyruu" is the causative form of "almashuu" (to exchange/swap each other)

3. Алмашуу курсу канча

   Almashuu kursu kancha

   What is the exchange rate?

   Usage

   Used to check the exchange rate before converting money

   Grammar Note

   "Kurs" is a Russian loanword meaning "rate/course". Widely used in financial contexts

4. Кредиттик карта кабыл алынабы

   Kredittik karta kabyl alynaby

   Is credit card accepted?

   Usage

   Used before payment to confirm credit card acceptance

   Grammar Note

   "Kabyl aluu" (to accept) → passive "kabyl alynuu". "-yn/-in" marks the passive

5. Жалпы суммасы канча

   Jalpy summasy kancha

   What is the total amount?

   Usage

   Used before paying to confirm the total amount due

   Grammar Note

   "Jalpy" in Kyrgyz is equivalent to Kazakh "jalpy". Means "overall/total"

6. Майда акча барбы

   Mayda akcha barby

   Do you have small change?

   Usage

   Used when asking for small change, useful for buses or small shops

   Grammar Note

   "Akcha" is the native Kyrgyz word for money. Corresponds to Kazakh "aksha"

7. Чек бере аласызбы

   Chek bere alasyzby

   Could you give me a receipt?

   Usage

   Used after payment to request a receipt

   Grammar Note

   "Bere alasyzby?" = "Can you give?" Polite potential question (give + be-able + you + question)

8. Мен төлөгүм келет

   Men tölögüm kelet

   I would like to pay

   Usage

   Used at restaurants or shops to indicate readiness to pay

   Grammar Note

   "-güm/-gym kelet" expresses desire/wish. "Kelet" (comes) acts as a desire auxiliary

9. Бул баасы туурабы

   Bul baasy tuuraby

   Is this price correct?

   Usage

   Used to verify a price when there is doubt about the amount charged

   Grammar Note

   "Tuura" is polysemous: "correct/straight/opposite". Context determines meaning

10. Туристтик салык барбы

    Turisttik salyk barby

    Is there a tourist tax?

    Usage

    Used to check if a tourist tax is included in accommodation fees

    Grammar Note

    "Salyk" is a native Kyrgyz word for "tax", equivalent to Kazakh "salyk"

11. Депозит

    Depozit

    Deposit

    Usage

    A refundable deposit paid when checking into a hotel or renting equipment.

12. Акчаны кайтаруу

    Akchany kaytaruu

    Refund

    Usage

    Use when asking to get money back.

13. Кепилдик акча

    Kepildik akcha

    Security deposit

    Usage

    A more formal term for a security deposit, e.g. for contracts.

14. Алдын ала төлөм

    Aldyn ala tölöm

    Prepayment

    Usage

    Use when referring to payment made in advance.

15. Кошумча төлөм

    Koshumcha tölöm

    Extra charge

    Usage

    Use when referring to an additional fee charged afterward.

16. Кызмат акысы

    Kyzmat akysy

    Service fee

    Usage

    Use when referring to a fee charged for a procedure or service.

17. Накталай акча

    Naktalay akcha

    Cash

    Usage

    Indicating cash payment; outside the cities and in bazaars cash is often the only option

18. Банк картасы

    Bank kartasy

    Bank card

    Usage

    Indicating you want to pay by card; many places prefer QR wallets such as Elsom or O!Dengi

19. Ар ким өзү төлөйт

    Ar kim özü tölöyt

    Everyone pays for themselves

    Usage

    Splitting the bill; avoid "бөлүп төлөө", which means paying in instalments

20. Чогуу төлөйбүз

    Choguu tölöybüz

    We'll pay together

    Usage

    Asking for a single bill for the whole table

21. Кайтарым акча

    Kaytarym akcha

    Change (money back)

    Usage

    Asking for your change; "калган акча" (the remaining money) works too

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